Regular small savings grows steadily to meet large expenses like education, marriages, etc. Individuals (single/joint), minors, firms, clubs, associations, etc. can open the account. Minimum deposit Rs 100/-. Installments can be deposited on any working day of the current month. Loan on deposit, premature payment, nomination facility, and transfer to other branches are available. Loan can be availed up to 80% of principal and interest accrued. Maturity period: 12–120 months.